IN DEBT?

“Debt is a form of poverty – and one of the cruelest. It gives you the illusion of having more money than you do.”
— Jerrold Mundis

How much do you owe to a mortgage, credit cards and loans, other people? If you depend on debt to get what you want, you dig yourself into a deep financial hole.

If you are continually in financial distress, it may be time to adopt a very simple operating principle: spend less than you earn.

“If your outgo exceeds your income, then your upkeep will be your downfall.”
— Bill Earle

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